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STUDENT HEALTH INSURANCE POLICY

Health Insurance is mandatory for all international students enrolled at Virginia International University. Students are given the option of purchasing health insurance through VIU or purchasing health insurance through their own outside vendor.

VIU offers for international students the option of waiving enrollment in the University selected student health insurance plan, if a student has proof that they hold a comparable insurance plan through another health care provider.

The outside health insurance plan must meet the following requirements:

  1. Length of coverage must be equal to or longer than our renewal dates (whichever applies):
    1. Fall Semester: September 1 – December 31
    2. Spring/Summer Semesters: January 1 – August 31
  2. Minimum insured amount per person per trip $300,000.
  3. Medical benefit is at least $50,000 per condition, illness, or injury.
  4. Co-payment does not exceed $300.
  5. Repatriation benefit is at least $25,000.
  6. Medical evacuation benefit is at least $25,000.
  7. Deductible does not exceed $200 per illness or injury.
  8. Prescription drugs: Paid at 100%.

If the health insurance plan does not meet the requirements, the student has to provide different health insurance coverage or purchase the student health insurance plan through VIU. If a student is going to use a plan other than the offered plan through VIU, the student must submit an Insurance Waiver Form to the Student Services Assistant at the Pender Campus by the last day of Add/Drop each semester. After the Add/Drop period, the student is required to purchase the student health insurance plan offered through VIU.

Student Health Insurance is renewed semi-annually. The renewal dates are for the fall semester (September 1st – December 31st) and for the spring/summer semesters combined January 1st – August 31st). The deadline for students to renew their health insurance through VIU is scheduled during the month prior to the start date of each renewal.

2011 – 2012 Student Health Insurance Renewal Schedule

  • Fall 2011 Semester: September 1 – December 31, 2011
    • Deadline for Renewal & Payment: Friday, August 19, 2011
    • Renewal Amount: $180
  • Spring 2012 Semester: January 1 – August 31, 2012
    • Deadline for Renewal & Payment: Friday, December 16, 2011
    • Renewal Amount: $360