Students living off-campus should expect to pay at least $19,000 a year for food, housing, books, and tuition if you are an undergraduate or graduate student. The other big costs are entertainment and clothing which will depend on the lifestyle of the student.

It is important to take into consideration the following factors in budgeting how much you will spend in a year:

• Cost of utilities (if not included in the lease)
• Phone bill
• Internet Access costs
• Furniture (if apartment is not furnished)

Any other additional costs that you may have in renting a place to live

Other expenses that can generally increase your budget monthly are the following:

• Groceries
• Medicines
• Leisure
• School
• Clothes
• Transportation
• Miscellaneous/Other